Can I use the money in my medical insurance account for my elderly family members?
The balance in the personal account of an employee's medical insurance can be used by family members through family pooling, but the overall fund cannot be pooled. The balance in the personal account of an employee's medical insurance can be used by parents, spouses, children, siblings, grandparents, grandchildren, and other close relatives, but two conditions must be met: First, your close relatives must also be enrolled in basic medical insurance (including employee and resident medical insurance); second, you must have set up family pooling for your employee medical insurance personal account. Note: Family pooling involves only the balance in the employee's personal medical insurance account, not the overall fund.